Credit Life plus Funeral Plan (Bumper to Bumper) is a credit-linked plus micro insurance product, designed to cover the credit risk of both lending institutions inclusive as well as the funeral of the Life assured upon death or permanent disability caused by illness or accident of the Life Assured.

This product is sold on a compulsory basis, attached to loans given by licensed financial institutions. Credit Life plus Funeral provides coverage beyond the basic credit life policy so that the beneficiary receives financial benefit upon the Life assured death through a fixed payment called funeral expenses.

The policy guarantees the repayment of the outstanding loans in the event of death or total permanent disability of the borrower within the term of the policy. The benefit payable shall be the amount of the outstanding loan in the schedule of repayment as at the date of loss, excluding all outstanding defaults by the deceased borrower.

Esusu Plus life Cover also called Beta Life Insurance is a target personal savings plan with protection cover for own life.

Esusu Plus life helps to save towards:

1. Weddings
2. Acquisition of a car
3. House rent
4. Financial discipline
5. Overseas trip/holiday
6. School fee

Creditstar Micro insurance offers a unique product called Beta Life which provides you with flexible savings and a life insurance cover benefit. This means that in the event of life-assured demise during the savings period, we will pay you or your family the balance of your investment account.

This plan secures the financial well-being of loved ones or dependents in eventually of death at any time.

The Group and Personal Accident Plan is a short-term protection policy that provides coverage in the event of Death, Permanent Disability, Temporary Disability, or Medical Expenses.

This plan secures the financial well-being of loved ones or dependents in the event of death at any time

In addition to this, we also offer a Group Life Insurance Policy, which ensures the financial well-being of your loved ones or dependents in the unfortunate event of death—providing peace of mind and long-term security.

The Instant Plan Scheme (JaJa Plan) is a term life insurance solution designed for low- and middle-income households, providing affordable protection and peace of mind. It combines primary healthcare coverage (as defined by the NHIS) with personal accident insurance, offering a comprehensive safety net.

WHAT IT COVERS

This plan provides financial protection in the event of death, permanent disability, medical expenses resulting from bodily injury due to an accident

Who It’s For

The JaJa Plan is ideal for individuals who are members of clubs, cooperatives, or trade associations, employees of small businesses or larger organizations.

How it Works

Upon issuance, the policy covers the insured for the duration of the term. In the unfortunate event of death or total permanent disability. The sum assured will be paid to the insured or designated beneficiary(ies).

This plan is specifically designed to offer quick enrollment, instant activation, and prompt claims settlement, making it a trusted solution for communities that need immediate and reliable protection.

The CreditStar Microinsurance Business and Asset Protection Plan is a simple, affordable policy designed to protect your property and give you and your family peace of mind.

What It Covers

This plan provides coverage for loss or damage to insured property caused by: Fire, lightning, explosion, and special perils Burglary or theft, including attempted theft involving forcible or violent entry or exit Impact damage caused by road vehicles, horses, or cattle not belonging to the insured

What's Covered

The policy applies to buildings, shops, kiosks, homes, and houses used for business purposes.

The Agrisafe Protection Plan is designed to safeguard farmers against financial losses arising from the many uncertainties in agriculture. It offers comprehensive coverage for farming activities and agricultural assets against risks such as: Fire, Lightning,Windstorms, Floods,Pest and disease outbreaks,Drought and Aircraft damage

In addition, the plan provides coverage for agricultural loans issued by lending institutions, offering further financial security for farmers.

Our comprehensive insurance package for motorcycles and tricycles includes:

Private Use: Premium rates between 3% and 5% Commercial Use (Classic Rate) : Premium rates between 3% and 5%.

This plan ensures reliable protection for both personal and commercial riders, giving you peace of mind on every journey

At CreditStar Micro Insurance Company, our Fire and Special Peril Insurance provides financial protection against unexpected losses resulting from:

1. Fire
2. Lightning
3. Explosion
4. Flood
5. Storm damage
6. Civil disturbances
7. other insured perils

This coverage is designed for both individuals and businesses , ensuring that your property and assets are protected from major disasters that could lead to serious financial setbacks.

Whether you're a homeowner or a business owner, this policy offers reliable and affordable protection, giving you peace of mind in the face of uncertainty.

Talk to us today to customize a Fire and Special Peril policy that fits your specific needs and risk profile.